Finance Diary logo, expense tracking and bill splitting app
Free for web & mobile

Your money, finally clear.

You buy the coffee, log it in five seconds, and move on. Finance Diary turns tiny daily entries into a clear picture of your money: track expenses, split bills, and plan ahead. Free on web and mobile.

Get the App

100%

Free forever

₹0

Credit card needed

2 min

Setup time

Expense TrackingBill SplittingSpend AnalyticsSIP CalculatorEMI PlannerTax CalculatorDaily DiaryGroup SplitsIncome TrackingRetirement PlannerLumpsum PlannerBudget GoalsExpense TrackingBill SplittingSpend AnalyticsSIP CalculatorEMI PlannerTax CalculatorDaily DiaryGroup SplitsIncome TrackingRetirement PlannerLumpsum PlannerBudget Goals

Everything you need

Total clarity.
Zero clutter.

Daily Finance Diary

Log expenses like a journal. Fast, clutter-free, habit-forming. Know exactly where every rupee goes.

Start tracking
3 ACTIVE
P
A
R
Goa Trip
Bandra Dinner
₹850
Goa Trip
₹4,200
Monthly Rent
₹12,000
Settled1 of 3

Split the bill.

Not the friendship.

Split now

Deep Analytics

Spending trends, category breakdowns, inflow vs outflow.

View insights
EMISIPTaxRetire

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Yourmoneyhabits,madevisible.Trackeveryrupee.Spliteverybill.Understandeverypattern.

Financial calculators

Free tools.
Real numbers.

EMI Calculator

Loan payments & interest breakdown

SIP Calculator

Monthly investment returns

Retirement Planner

Corpus & savings goals

Lumpsum Planner

One-time investment growth

SIP Comparison

Compare investment scenarios

Income Tax

New vs old tax regime

Your data, your choice

Privacy first.
Power second.

Local Storage

100% private, device-only

Expense Tracking
Spend Analysis
Financial Tools
Bill Splitting
Web & Mobile Sync
Splits → Diary
Daily Rewards
Activity Streak
Recommended

Cloud Storage

Encrypted, synced everywhere

Expense Tracking
Spend Analysis
Financial Tools
Bill Splitting
Web & Mobile Sync
Splits → Diary
Daily Rewards
Activity Streak

Common questions.

Yes. Expense tracking, bill splitting, spend analysis, and all financial calculators are free. No sign-up is required to get started.

Absolutely. Log every expense by category, review your inflows and outflows monthly, and identify exactly where your money goes with the Spend Analyzer.

Yes. It is built for India first: INR by default, UPI-speed logging, EMI and SIP calculators, and an income tax calculator for the new and old regime. Multi-currency support covers NRIs and international groups too.

The streak and rewards system requires server-side validation. Local mode keeps all data on your device, and every core feature remains fully available.

Download the Finance Diary app, create a group, and split expenses instantly. All splits automatically sync with your personal diary.

Free forever

Start your
Finance Diary.

Five minutes a day is all it takes. Log your spends, split the dinner bill, and watch your money patterns surface. No credit card. No catch.

Get the App