The Global Slide: Rupee vs. The World
It's not just a USD story. The INR is facing a multi-front retreat against major global currencies.
The Multi-Front Depreciation
While the market watches the psychological barrier against the Greenback, the Rupee has breached critical lows elsewhere. For students in Australia or travelers in Europe, the effective cost of living has surged by nearly 10% in a single year.
3-Month Exchange Rate Performance
| Currency Pair | Oct 2025 | Jan 2026 | % Change |
|---|---|---|---|
| EUR / INR | ₹89.40 | ₹94.20 | -5.37% |
| GBP / INR | ₹104.10 | ₹109.80 | -5.48% |
| AUD / INR | ₹54.20 | ₹58.50 | -7.93% |
| SGD / INR | ₹62.80 | ₹66.10 | -5.25% |
| AED / INR | ₹22.90 | ₹24.10 | -5.24% |
*Estimated market rates for educational purposes. Actual bank rates may vary.
1-Year Relative Depreciation
EUR
AUD
SGD
How to Protect Your Global Goals
1. Buffer Your SIPs
For foreign education, a 5% slide can add lakhs to tuition. Use the SIP Calculator to adjust your targets for currency inflation.
2. Lumpsum Hedging
Moving money for a trip? Compare the growth needed to offset exchange losses with our Lumpsum Tool.
Currency-Proof Your Retirement
A falling rupee redefines your long-term purchasing power. Use our flagship Retirement Planner to see the real impact.