Ever Thought of Early Retirement
But Worried About Wealth Planning?
We'll help you find all the answers. This is our flagship and unique toolwith comprehensive planning of your wealth. Track assets, liabilities, income & expenses with realistic inflation adjustments to plan your perfect retirement.
Assets Tracking
How much assets you have now & how they'll grow over time
Liabilities Management
Things you owe or need to settle during retirement planning
Monthly Inflow
Your income sources with annual hikes & role changes
Monthly Outflow
Regular expenses adjusted for inflation over time
Retirement Planner
Chart your path to financial independence. This comprehensive tool models your income, expenses, assets, and liabilities to create a realistic projection of your wealth.
Remember to save your plan to resume your session later.
Projection SettingsChoose to project wealth for a fixed period or until a target net worth is reached.
Monthly IncomeAdd recurring monthly income. Salaries can include an annual appraisal % for growth.
Monthly ExpensesList regular monthly expenses. Inflation rate projects how these costs will increase.
Savings & InvestmentsDetail monthly investments and one-time lumpsums. Return rate calculates growth.
Current AssetsList existing assets like stocks or property. Their value grows based on the growth rate.
LiabilitiesAdd outstanding loans. The planner simulates repayment, impacting your cash flow.
Current Monthly Overview
Monthly Income
₹50,000
Monthly Expenses
₹15,000
Net Monthly Cashflow
₹35,000
Net Inflow %
70.00%
Investments Above Inflation (5.5%)
2.00%
Wealth ProjectionThis chart shows the projected growth of your total net worth over time. Use the slider below to zoom into specific periods.
Monthly Cash FlowThis chart visualizes your projected monthly income (inflows) versus your expenses (outflows) over time.
Realistic Features That Make the Difference
Inflation-Adjusted Expenses
Your ₹50,000 monthly expenses today will be ₹1.35L in 20 years at 5% inflation. Our planner accounts for this reality, not just today's numbers.
Dynamic Income Growth
Model salary hikes, promotions, and role changes. Your income won't stay flat for 30 years - neither should your retirement calculations.
Comprehensive Asset Tracking
Track all assets - EPF, PPF, mutual funds, real estate, FDs. See how each grows differently and contributes to your retirement corpus.
Liability Management
Factor in loans, mortgages, and future liabilities. Plan when they'll be paid off and how it affects your retirement cashflow.
Monthly Cashflow Analysis
See month-by-month inflows, outflows, and net savings. Understand your financial runway and adjust before it's too late.
What-If Scenarios
"What if I get a 20% hike next year?" "What if I pay off my home loan early?" Test different scenarios to optimize your retirement strategy.
🏖️ Early Retirement: From Dream to Reality
Ever wondered if you can retire at 45 instead of 60? Our comprehensive planner shows exactly what it takes - and whether it's achievable with your current plan.
Ultra Early Retirement
- 85% savings rate
- High growth investments
- Minimal lifestyle inflation
Requires extreme discipline but possible for high earners
Early Retirement
- 60% savings rate
- Balanced portfolio
- Controlled expenses
Achievable with good planning and consistent execution
Comfortable Early Exit
- 40% savings rate
- Steady investments
- Regular monitoring
Most realistic option for middle-class professionals
Perfect for Every Retirement Goal
Early Retirement Dreamers
- Plan to retire by 45-50 with aggressive savings
- Model high-growth investment strategies
- Factor in healthcare and insurance costs
Traditional Retirement Planners
- Retire comfortably by 60 with balanced approach
- Include EPF, PPF, and pension benefits
- Plan for 25+ years of post-retirement life
Catch-Up Retirement Savers
- Starting retirement planning after 40
- Maximize contributions in remaining years
- Optimize tax-saving and growth instruments
Ready to Plan Your Perfect Retirement?
Use our flagship retirement planner above to get answers to all your retirement questions. From early retirement dreams to traditional planning - we've got you covered.